Comprehensive Dental Insurance and Orthodontic Coverage for All Ages

At Elite Orthodontics and Pediatric Dentistry, we believe everyone deserves access to quality dental care—especially children. That’s why we proudly offer a wide range of dental insurance options tailored to families, including children’s dental insurance, and insurance coverage for braces. Whether your child needs a routine checkup or you’re considering orthodontic treatment for yourself or a loved one, our team is here to provide expert care backed by flexible insurance options.

Kid Dental Insurance and Children’s Dental Plans

Preventive dental care is critical in childhood. Early visits to a pediatric dentist help establish healthy oral habits and ensure proper development. We make it easy for families to protect their child’s smile with trusted dental insurance plans accepted at our clinic. We welcome children’s dental insurance from leading providers, giving parents peace of mind knowing that essential treatments—like cleanings, exams, sealants, and fluoride—are covered.

Accepted insurance plans for pediatric dentistry include:

• Aetna PPO & Aetna DMO (Under the age of 7)
• Cigna PPO
• Horizon PPO
• Delta Dental PPO and Flagship
• MetLife PPO
• Guardian PPO

We are proud to provide inclusive access to care by accepting multiple carriers, including those offering managed dental care. This ensures families can focus on their child’s health instead of worrying about coverage.

Insurance Coverage for Braces & Orthodontics

Orthodontic treatment isn’t just for teens—it can benefit children and adults alike. At Elite Orthodontics and Pediatric Dentistry, we specialize in creating beautiful smiles through customized treatment plans that often include braces, Invisalign®, and other modern solutions. We accept many types of insurance coverage for braces, allowing patients to pursue treatment without financial stress.

We partner with a broad network of orthodontic insurance providers, including:

• Aetna DMO & PPO
• Cigna DHMO & PPO
• Horizon Dental Choice & PPO
• Delta Dental Flagship, Delta Care USA, PPO & Premier Guardian
• Guardian (including Managed Dental Care)
• MetLife PDP
• United Concordia PPO & Advantage, including Tricare DOD Program
• Liberty Dental plans (Aetna Better Health, Amerigroup, Fideliscare, Wellcare Medicaid)
• United Health Care
• Horizon NJ Family Care (Medicaid) & Total Care
• Principal

From early orthodontic consultations for kids to adult realignment options, our office is committed to making orthodontic care as accessible as possible. We also offer CareCredit®, in-house financing, and complimentary consultations to help every patient start their smile journey with confidence.

HSA & FSA Eligible Dental and Orthodontic Services

At Elite Orthodontics and Pediatric Dentistry, we understand that managing healthcare expenses can be overwhelming. That’s why we proudly accept Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) as payment options for many of our dental and orthodontic services.

If you have an HSA or FSA through your employer or individual healthcare plan, you can use these pre-tax funds to cover eligible expenses such as:

• Routine dental exams and cleanings
• X-rays and diagnostic services
• Dental sealants and fluoride treatments
• Orthodontic consultations
• Braces (traditional, ceramic, or clear aligners like Invisalign®)
• Retainers and follow-up visits
• Emergency dental treatments

Using HSA or FSA funds can significantly reduce your out-of-pocket costs for treatments that may not be fully covered by insurance, such as insurance coverage for braces or certain advanced orthodontic services. It’s an excellent way to maximize your benefits and budget for your family’s dental needs.

Important Tip: Most FSA funds expire at the end of your plan year, so be sure to take advantage of your balance before the deadline. HSA funds, on the other hand, roll over year to year, making them a flexible long-term option.

If you’re unsure whether your procedure qualifies or how to use your benefits, our knowledgeable team is here to help. We’ll work with you to ensure your HSA/FSA is applied correctly and transparently, so you can focus on your family’s smiles—not the paperwork.